Frequently Asked Questions

What if I don't have a down payment? Can I still qualify for a loan?

Yes you can!! Depending on your credit score, there are many loan programs available including lease options. Contact us for more details!

I have some collections and/or judgments on my credit, and my bank declined my loan. Can you help?

Yes we can!! We have lenders that look at your total credit and employment history, and make lending decisions based on those factors.

I have little or no credit history, and want to buy a house. Is that possible?

Yes it is!! We have several options available including private investor lease options.

I am self employed, and am having trouble getting approved. What can I do?

Call Vision Mortgage Services today!! We have stated income or limited document programs designed just for you.

I want to purchase an investment property, but I don't have the 30% down payment my bank requires. Can you help?

Yes we can! We have many non-owner occupied programs that require a minimal down payment.